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Independent Affordability Assessment Reports for Consumer Credit Litigation

Specialist affordability reporting prepared for claimant and defendant instructions, structured to be easy to plead, easy to rely on, and easy to audit.

Fixed fee £300 + VAT 5–10 working days Senior analyst review Court-ready structure
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Note: Reports only. We do not generate Letters of Claim or provide CRM integration.

What we assess Credit behaviour, payment conduct, utilisation, affordability margin stress and documentary support.
What you receive PDF report pack with appendices and document schedule; suitable for pleadings and settlement.
Instruction types Single matters, portfolio instructions, claimant or defendant.

Structured Narrative

Clear chronology and findings sections designed for legal teams to extract key points quickly.

Analyst-Led Review

Prepared by an experienced analyst and checked prior to release for consistency and traceability.

Documented Support

Appendices and excerpts referenced throughout to support a defensible affordability narrative.

What’s Included

Affordability Assessment Report

  • Executive Overview
  • Credit History Analysis
  • Income Source Commentary
  • Expenditure Reconstruction
  • Affordability Margin Stress
  • Lender Checks Proportionality Narrative
  • Conclusion + Case Support Summary
  • Appendices and Document Schedule

Not Included

  • Letters of Claim drafting or generation
  • Law firm branding / white-label outputs
  • Proclaim/Zoho integrations
  • Open banking ingestion workflows
  • Portfolio MI dashboards
Reports delivered in PDF Secure email delivery
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